Seller is offering $10,000 CREDIT! Welcome to The Penny, a thoughtfully designed 2,470 sq. ft. home situated on a flat, spacious half-acre lot in the desirable Spencer Estates subdivision. Located near the river in a quiet, peaceful setting, this property offers generous indoor and outdoor living space with room to make it your own. This one-story home with a bonus room features an open-concept great room with high ceilings and a seamless flow between the kitchen, dining, and living areas. The flexible floor plan offers up to five bedrooms, including a main-level den ideal for a home office or additional bedroom. Above the garage, the bonus room/5th bedroom conveniently features its own bathroom, creating a private space for guests, hobbies, or additional living. The kitchen features quartz countertops, while the spacious primary suite includes a well-appointed bathroom with a large mud-set tile shower. Outside, the flat half-acre lot provides an abundance of usable space with endless possibilities, whether you envision a pool, shop, garden, outdoor entertaining area, or simply more room to enjoy the peaceful surroundings. A three-car garage provides ample space for vehicles, storage, and hobbies. With its versatile floor plan, spacious lot, and peaceful location near the river, this floor plan offers the space, flexibility, and setting to make it your own.